Insurance Information Careers



You can’t prepare for an emergency, but what you can do is trust your health in the hands of the skilled staff at Physicians Premier ER. With locations across Texas including Corpus Christi, New Braunfels, Bryan, Clear Lake, San Antonio, and others, we offer patients of all ages an elevated emergency room experience that’s worlds away from the lackluster attention you would receive at an urgent care clinic. As a freestanding ER, you’ll be amazed by the quality of our team and our technology, as well as our calm, comfortable environment. Let us handle your needs. You have enough to worry about!


When you’re experiencing an emergency, the last thing on your mind should be how you’re going to pay for it. That’s why we aim to offer as many payment options as possible here at Physicians Premier ER. You deserve convenience and quality care, even after your treatment with us is finished!

We accept all private insurance plans, including Cigna, Humana, Aetna, BlueCross/BlueShield, and more. We will also honor all in-network benefits from your insurance. Additionally, we accept cash, checks, and all major credit cards.



The Texas Department of Insurance Code, Section 1301.155 on Emergency Care requires that insurance companies pay emergency facilities “at the insured’s in-network benefit level” for all services.

Additionally, the Patient Protection and Affordable Care Act added numerous patient protections that require health plans covering emergency services to provide such coverage without need for prior authorization, regardless of the participating status of the provider, at the in-network level.

The “prudent layperson” standard is a generally accepted principle in the healthcare industry that applies to emergency medical care. This standard was created to protect consumers from high medical costs that arise from emergency situations, allowing them to be charged at in-network rates. However, insurance companies have been reluctant to apply this standard for care issued at freestanding emergency centers (FECs).

By not providing usual and customary reimbursement rates, insurance providers violate the intent of the medical community and legislators who turned the prudent layperson standard into law. Furthermore, health plans are required to pay for emergency visits for medical situations in which a person believes his or her health is threatened.

The final medical diagnosis should not influence whether the insurer pays for the emergency room visit, and insurers cannot legally apply the claim towards the out-of-network benefits.



The following notice has been posted in accordance with Texas House Bill 2041 and is hereby effective September 1, 2019
  • This facility is a licensed Freestanding Emergency Medical Care Facility.
  • This facility charges rates comparable to a hospital emergency room and may charge a facility fee.
  • The facility or physician providing medical care at the facility may be an out-of-network provider for the patient’s health benefit plan provider network.
  • The physician providing medical care at this facility may bill separately from the facility for the medical care provided to a patient.
  • This facility is an out-of-network provider for all health benefit plans.
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